Calculating the Car Insurance Cost
In the current climate, car buyers are very sensitive
to the potential running costs of their car.
When choosing a car, most of our clients seem (quite rightly) to be obsessed with
having miserly fuel economy, bargain basement road tax, cheap servicing... and
Car insurance costs are always on the rise. After fuel, insurance is probably
your biggest annual motoring expense.
CAN I WORK OUT HOW EXPENSIVE A CAR IS TO INSURE?
Yes. Every car has an insurance group rating between 1 and 50. The higher the
rating, the more the insurance will cost.
The easiest way to find out any car's insurance rating is to look it up on
Just select the make, then model, and then Facts & Figures. The
Insurance tab will give you everything you need.
WHAT ARE THE OTHER FACTORS?
Your age, where you live, your driving record, your claims
history and your job will all affect how much your car insurance costs.
However, you can't change these factors as easily as you can your choice of car.
To get an actual idea of the figure, is it easiest to plug the details into one
of the many many car insurance price comparison websites. Whether you prefer
meerkats or opera singers with twizzly moustaches is up to you...
SPARE A THOUGHT FOR OUR YOUNGER DRIVERS
It's not like it was when I was 19 and I was driving around in a 3.5l V8-powered Morris
Minor! New drivers today often pay more per year for their insurance than their car is
When a basic premium for a 17-year-old lad is £2,500, having a car that is cheap to
insure is absolutely critical.
(Founder & Owner)
OF THE WEEK
BMW 325i Convertible
"I would like a BMW 3-Series Convertible M Sport automatic with leather, navigation and
Bluetooth... to learn to drive in."
How much it should have cost:
Glass's Guide = £21,318
We bought it for = £18,800!
WHY I LOVE THE...
The film, Weird Science. The band, A-ha. Jeremy Clarkson's
Afro. These are all bad taste things from the '80s that I love. And now there is a new one: The Hensen
M30 kit car. Based on the original Ford Granada and just dripping with poor styling, I don't
know why, but I REALLY want one!