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Calculating the Car Insurance Cost

In the current climate, car buyers are very sensitive to the potential running costs of their car.

When choosing a car, most of our clients seem (quite rightly) to be obsessed with having miserly fuel economy, bargain basement road tax, cheap servicing… and low-cost insurance.

Car insurance costs are always on the rise. After fuel, insurance is probably your biggest annual motoring expense.

CAN I WORK OUT HOW EXPENSIVE A CAR IS TO INSURE?

Yes. Every car has an insurance group ratingbetween 1 and 50. The higher the rating, the more the insurance will cost.

The easiest way to find out any car’s insurance rating is to look it up on www.parkers.co.uk.

Just select the make, then model, and then Facts & Figures. The Insurance tab will give you everything you need.

Parkers Car Guides

WHAT ARE THE OTHER FACTORS?

Your agewhere you live, your driving record, your claims history and your job will all affect how much your car insurance costs. However, you can’t change these factors as easily as you can your choice of car.

To get an actual idea of the figure, is it easiest to plug the details into one of the many many car insurance price comparison websites. Whether you prefer meerkats or opera singers with twizzly moustaches is up to you…

SPARE A THOUGHT FOR OUR YOUNGER DRIVERS

It’s not like it was when I was 19 and I was driving around in a 3.5l V8-powered Morris Minor! New drivers today often pay more per year for their insurance than their car is worth.

When a basic premium for a 17-year-old lad is £2,500, having a car that is cheap to insure is absolutely critical.

Simples!

Ashley Winston
(Founder & Owner)

At Palmdale we specialise in taking all the hassle out of the car buying process:

 

  • YOU tell us exactly what car you want
  • WE search for every available car in the UK that meets your description
  • WE negotiate with the seller
  • WE make sure that the car is perfect
  • WE collect the car and bring it to your door
  • YOU enjoy your new wheels for many years to come

These newsletters are our attempt to teach you everything we know about car buying; however, if you would like us to find and buy your next car for you, all you have to do is ask!