Buying a used car can be exciting but also nerve-racking, especially if you’re not sure what to look out for when buying a used car. The used car market is booming in the UK, with millions of transactions every year – however, this also means there are plenty of pitfalls for buyers to avoid.
Because while the allure of a bargain can draw many to the second-hand market, it’s essential to be cautious, which is why we’ve created our must-read list of what to look out for when buying a used car, including key dangers to beware of and tips to consider.
1. Establishing Your Needs: The First Step
Before diving into the search for a used car, the first thing to do is figure out exactly what you need. Ever walked into a supermarket without a list? You usually end up buying things you don’t need. It’s the same with cars.
Key considerations
- Budget: Always start with your financial limits. How much can you afford upfront and as a monthly payment? If you’ll be getting finance, use loan calculators to get an idea of total costs. Stick to this budget, no matter how tempting other cars may seem.
- Type of Vehicle: Ask yourself what kind of car suits your lifestyle. Are you looking for a hatchback for short commutes, or do you need a larger SUV for a growing family?
- Gearbox and Fuel Type: Automatics tend to be more expensive, and the UK is moving away from diesel due to environmental concerns. With electric vehicles gaining traction, consider these if long-term fuel savings matter to you.
The Palmdale guide advises having a list of criteria to work from, to avoid getting swayed by pushy dealers. Knowing your needs will help you stay focused.
2. Where to Look: Trusted Sources
When searching for a used car, it’s crucial to use reliable platforms. The top choices in the UK are AutoTrader, eBay Motors, and Facebook Marketplace. Each platform has its pros and cons.
AutoTrader is the go-to for the UK, offering a massive range but slightly higher prices due to advertising costs – check out our tips on using AutoTrader
eBay Motors can occasionally turn up a bargain, but you’ll need to sift through many listings.
Facebook Marketplace is a bit of a wild west, with some dodgy sellers, so proceed with caution.
Top tip: Use browser extensions like Motorwatch or AT Price Tracker to monitor price fluctuations and track adverts over time.
3. Key Questions to Ask the Seller
Once you’ve narrowed down your options, it’s time to engage with sellers. Whether you’re dealing with a franchised dealer, independent dealer, or private seller, asking the right questions can save you a lot of hassle down the line.
Not sure of the difference between types of car dealers? Check out our guide to used car dealers in the UK
Here are some questions to ask:
- How many previous owners? The fewer, the better, as this indicates stability.
- Can you walk me through the service history? A detailed service history shows that the car has been well maintained.
- Has the car had any repairs? Watch out for poorly done accident repairs or non-professional fixes.
- What’s the lowest price you’d accept? Always haggle – dealers expect it.
4. Danger Zone: Avoiding Common Pitfalls
In the UK used car market, some traps catch buyers off guard. It’s crucial to keep an eye out for these common issues:
CAT Cars (Insurance Write-offs)
CAT S, N, or C vehicles (previously written off by insurers) are significantly cheaper but come with higher risks. Many buyers are tempted by the price but often end up with endless repairs or difficulties reselling. Our advice? Avoid them unless you’re willing to accept the risks.
Dodgy Documentation
Always check the V5C registration document and verify the car’s MOT history using government sites like Vehicle Enquiry Service. If the seller seems cagey about these details, it’s a red flag.
Undisclosed Repairs
A common trick is hiding accident damage. Look for uneven paintwork, mismatched panels, or poor shut lines (gaps between body panels). Be wary of sellers who downplay these issues. Check under the bonnet and boot for any unusual signs.
5. Inspection: What to Check on the Car Itself
The big day has come, and it’s time to inspect the car. Don’t just kick the tyres – give it a thorough once-over. Here’s a checklist:
- Bodywork: Look for scratches, dents, and signs of respraying. Consistent panel gaps indicate that the car hasn’t been in a major accident.
- Interior: Check the seats, carpets, and dashboard for excessive wear and tear. Turn on the electronics, AC, and lights to ensure everything works.
- Tyres: The legal minimum tread depth in the UK is 1.6mm. Tyres below 3mm should be replaced soon. Uneven wear could indicate suspension or issues with alignment.
- Brakes and Engine: Look at the brake discs – are they rusty or worn? When you start the engine, it should idle smoothly. Beware of any rattles or leaks.
Test Drive
Never skip the test drive. You want to feel how the car handles and check for any abnormal noises. Accelerate to at least 50 MPH to see if there are any vibrations. Perform a sharp stop to test the brakes.
6. Negotiation Tactics: Securing the Best Deal
Once you’ve decided on a car, it’s time to negotiate. In the UK, haggling is expected, especially in private sales or independent dealerships.
Tips for success:
- Be polite: The key to a successful negotiation is building rapport with the seller. People are more likely to offer a discount if they like you.
- Start low: Always ask for a lower price than you’re willing to pay. This leaves room for negotiation.
- Walk away if needed: Sometimes, walking away is the best strategy. Sellers often come back with a better offer once they see you’re serious about leaving.
7. Finalising the Purchase: Making Sure You’re Protected
Now that you’ve agreed on the price, it’s time to wrap things up. Ensure everything is documented correctly. Get a receipt from the seller, which should include the car’s details, sale price, and the agreed equipment or accessories.
For safety and peace of mind, always pay via a traceable method – bank transfer or credit card. Avoid cash, as it’s untraceable if problems arise.
V5C Registration
The seller should notify the DVLA of the change in ownership. You can also do this yourself online. You’ll receive the updated V5C document within a few weeks.
8. What If Something Goes Wrong?
Sometimes, even with the best intentions, things go wrong. Under UK law, dealers are responsible for defects that appear within six months of purchase.
If you bought privately, your options are more limited, so keep this in mind when choosing where to buy your car.
Conclusion: Navigating the Used Car Market Like a Pro
Buying a used car in the UK can be a rewarding experience if you go in prepared. The key is to know what to look for when buying a used car, to ask the right questions, and to stay vigilant for red flags.
With these tips in mind, you’ll be well on your way to finding the perfect car – without falling into the common traps of the used car market.
We’ve drawn on years of experience helping UK car buyers navigate the complex world of used cars for this blog post. If you’d prefer someone else to ask the awkward questions, here’s how we can help